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Life Insurance


  • Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Term Life Insurance provides life insurance protection for a specified period of time.

  • Term life is sometimes  convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

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  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
  • Modified Whole Life and Juvenille Modified Whole Life also available.   Talk to us about how these products can be an ideal gift to your grandchild at high school graduation for inexpensive coverage for their lifetime.  Leave them a legacy!

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